FDIC Insurance Coverage

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

As always, if you have any questions concerning your accounts please give us a call.

Have Questions?

Call us at 630/366-2000.

For details about FDIC insurance, visit www.fdic.gov.

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The Bank will pay ATM transaction fees for all foreign (Non-First Community, Star or AllPoint Network) ATM transactions in the U.S. each month. Fees for international card use may apply. Transactions at all First Community and 55,000 Star and AllPoint network ATM locations are always free.

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